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Free debt counselling, debt adjusting and providing of credit information services is available to customers by contacting MoneyHelper.
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Scottish Debt Reports

See our debt reports from across Scotland and the UK. Get statistics and data analysis of the current financial trends for the debt market and expert opinions.

1. Scotland’s Insolvency Hotspots 2018

Glasgow and Edinburgh may have some of the highest numbers of insolvencies in terms of pure numbers, but it’s people living in rural communities, ‘fringe’ areas and Dundee who face the biggest risk of bankruptcy.

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Debt Help Example

Example Debts

1 Personal loan £8,000
2 Credit card 1 £6,812
3 Council Tax £4,092
4 HMRC Debts £5,399
4 Overpayments £5,200
4 Overdraft £700
Total Owed £30,204

Your Monthly Repayments Could Be

Before £748
Unaffordable
After £295
Affordable
Reduced by
60%*
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